Internal Fraud is the misuse of an organization’s resources or assets conducted by a malicious insider. This individual could be a current or former employee, contractor, or other business relationship who has knowledge of or access to the processes and/or systems within an organization. Due to...

The choice to return jobs to the U.S. makes sense for certain industries, but not for others. In some cases, businesses are reshoring only certain portions of their manufacturing. The pros and cons that must be taken into consideration are immense. One of the most enticing options for owners and...

There’s never been a more challenging time for food inventory management than the period we’re in now. With an increased focus on health and traceability, customers now want to know your supplier and your supplier’s supplier. As inflation, supply chain issues, and labor shortages continue to drive...

Building information modeling (BIM) has surged in the past several years and its benefits are one of the few things everyone involved in the CRE industry can come together on. It has become clear that, while keeping the potential risks in mind, the benefits of BIM for any CRE business are impossible...

To address the industry's need for seasonal labor, businesses must collaborate to create more sustainable business practices. If data tells us anything, the global agriculture business is trending towards automation. A revolutionary new piece of equipment that could drastically curb labor shortages...

Experts believe the ongoing labor shortage will linger into the foreseeable future. Now is the time for business leaders to implement automated strategies into their food processing and packaging facilities. Doing so will prove among the best ways to increase productivity and efficiency in the...

Now more than ever, skilled nursing facilities face overwhelming operational challenges. It’s past time to consider AI and the latest digital trends into skilled nursing facilities to ease nurses’ burdens and provide better, safer care. The Covid-19 pandemic shook the senior care industry to its...

HTLF announced the release of its first annual Diversity, Equity and Inclusion (DEI) report. June 07, 2022 – Heartland Financial USA, Inc. (NASDAQ: HTLF) today announced the release of its first annual Diversity, Equity and Inclusion (DEI) report, which highlights a collective commitment towards...

Quarterly Market Review: Q1 2022 By: Paul Dickson, Director of Research and Mark Stevens, Chief Investment Officer The Reemergence of Risk If there was one overarching theme to the first quarter of this year, it was that risks, which seemed vanquished in an earlier era, have returned to plague us...

March 14, 2022 – First Bank & Trust, a division of HTLF Bank, through its parent company, Heartland Financial USA, Inc. (NASDAQ: HTLF), has been named a “Forbes Best Bank 2022.” In its annual review of the largest publicly traded banks and thrifts, Forbes ranked Heartland 28th among a nationwide group of 100 leading banking...

Cryptocurrency (crypto) has been growing in popularity for some time. Last year crypto, defined as the class of digital assets you can spend and invest, reached a milestone. Bitcoin, the best-known crypto, had the highest investment return of any asset class in 2021, outpacing the stock market, real...

Quarterly Market Review: Q4 2021 By: Paul Dickson, Director of Research and Mark Stevens, Chief Investment Officer Shifting Gears Even as the pandemic continues to delay a full normalization of the global economy, the exit from emergency support has begun. Most fiscal and administrative efforts have...