Limited Time Special Offer


RETAIL MONEY MARKET ACCOUNT

4.05% APY1

With $2,500 minimum opening deposit.   
Open an account at a banking center near you.


Find a branch 

Why choose a money market account?

   Great for shorter-term investments (e.g., saving emergency funds)
   Interest paid on tiered balances
   Debit card access and unlimited deposits

 

So, what are you saving for?

Make your money work with great rates on money market accounts. But don’t wait. This offer is for a limited time only!

VACATION

HOME REPAIRS

CELEBRATION

BIG PURCHASES

Questions about money market accounts?

  • A money market account is a unique deposit account that allows you to save money at a competitive interest rate with multiple ways to access your funds. These accounts typically require a higher opening deposit and minimum balance than a time deposit (TD) or CD, or traditional savings accounts, but, in return, they can provide more payback through higher interest rates.

    Most money market accounts offer beneficial features such as interest paid on tiered balances, debit card access and check-writing capability, unlimited deposits, and flexibility for savings and purchases. Before setting up your account, it's important to understand potential drawbacks, such as withdrawal and transfer limitations or lower interest rates when compared to other types of savings accounts. And, in some cases, if you can’t meet the minimum balance required for these accounts, you may have to pay a monthly fee. If you are concerned about any of these account features, speak with your financial professional and they can walk you through the benefits.

  • As you consider a money market account, it’s a good idea to consider your specific financial goal and which account type can best help you achieve it. If you’d like to have immediate access to your savings while also earning interest on the balance, then a money market account may be right for you. Work with your financial professional to decide the best account type for your needs.

  • Yes, money market accounts are FDIC insured; however, customers should determine their coverage calculation. For more information on FDIC insurance and to calculate ways to maximize your coverage per insured institution visit edie.fdic.gov

Personal Account Fee Schedule

1The promotion is available to both new and existing customers who open new Money Market accounts. Customers must transfer new funds from an external bank account. Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 04/18/2025. Interest rate and APY tiers apply to the following balances: 3.98% interest rate and 4.05% APY on balances of $0.01 to $5,000.00, 3.98% interest rate and 4.05% APY on balances of $5,000.01 to $25,000.00, 3.98% interest rate and 4.05% APY on balances of $25,000.01 to $100,000.00, 3.98% interest rate and 4.05% APY on balances of $100,000.01 and above. Minimum deposit to open account is $2,500.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $2,500.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Money Market account is a Consumer Money Market account. Only Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.